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Named Perils vs. All Risks Explained in Plain English

The terms ‘Named Perils’ and ‘All Risks’ refer to two different kinds of insurance coverage.  An insurance policy can be written as a ‘Named Perils’ policy, or it can be written as an ‘All Risks’ policy. This article explains what the two types are all about and what the implications are for the insurance buyer.

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What Tech Start-ups need to know about Technology Errors & Omissions Insurance

Technology Errors and Omissions Insurance (Tech E&O) is one of the very first insurance products recommended for new technology companies. As a buyer you may ask, “Is this product truly necessary for my company?” To help you answer that question, this article takes a close look at the legal liability tech start-ups typically face that a Tech E&O insurance policy is designed to address.

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Business Interruption in a Cyber Policy

The purpose of business interruption insurance is to soften the blow of the losses incurred when a business cannot operate; due to a covered loss.  Traditionally, BI requires physical damage, such as fire or a natural disaster, for the insurance coverage to kick in.

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